Foundation Repair Jacksonville Florida
There are a number of things to consider when deciding which is the best material for your driveway. What is your climate like? How long do you want the driveway to last? What kind of maintenance will be required? And of course – how much will it cost up front, and in the long run?Asphalt and concrete are the two most popular types of material for paving driveways. They both have advantages and disadvantages. Whether you chose asphalt or concrete, be aware that asphalt driveway repair and concrete driveway repair can both be handled with polyurethane repair products. Asphalt repair can be done quickly and easily using FloMix and concrete repair can be handled with FlexSet.AsphaltAsphalt-paved driveways are typically cheaper to install but need to be sealed on a regular basis. If the first seal is completed too soon, it will remain soft forever. Asphalt driveways typically last 25-30 years. If you live in a cold climate this may be the material of choice. If you live in a particularly hot area, asphalt can become soft in the hot sun and can become rutted or cracked.ConcreteConcrete tends to last longer, sometimes 50 years, but is more expensive to install. It is susceptible to salt damage, a material frequently used to de-ice roads in cold weather parts of the country. If you live in a cold climate and are considering a concrete driveway you need to be certain the driveway base is heavily laid with gravel and is well-compacted, otherwise the driveway will run the risk of cracking from seeping water causing frost heaves. The slope of the driveway should also be considered when because over time, concrete driveways can shear off of the foundation they are poured on which can lead to cracks and crumbling.FoundationBoth asphalt and concrete driveways require a solid foundation to be laid on. If not laid on a solid foundation, both will crack over time, especially in cold weather. Asphalt and Concrete will both eventually break down and can both be repaired with polyurethane products.Asphalt Driveway RepairPolyurethane repairs can be done in most any weather. Provided the asphalt driveway can be dried before you begin, there is no need to worry about temperatures. FloMix can be ordered with a catalyst for use in cold weather. With FloMix, your asphalt repair will set up in under an hour regardless of humidity or cold.You will need FloMix, a push broom, compressor or blower, a drill with an egg-beater style pail mixer and a trowel or lute. First ensure that the damaged area is clean and dry. Sweep or blow out cracks so there is no loose debris. Using Roklin’s FloMix asphalt repair material, carefully pour contents of bottle “a” into provided 5-gallon bucket then add special sand. Next, shake thoroughly and pour bottle “b” into sand mixture. Mix with pail mixer, using a drill. When mixture is completely wet, pour FloMix onto damaged asphalt repair area and use a trowel or lute to smooth material into cracks. When area becomes smooth, toss topping sand by hand over repaired area to create a uniform look and feel. Your driveway can be ready for vehicles in about an hour.Concrete Driveway RepairWith FlexSet, your concrete repair will set up in under an hour regardless of humidity or cold. As long as the concrete driveway is dry before you begin, the temperature is not an issue. FlexSet can be ordered with a catalyst for use in cold weather. Just as you would with FloMix and asphalt repair, make sure the damaged area is clean and dry. Pour contents of bottle “a” into provided 5-gallon bucket then add special sand. Next, shake thoroughly and pour bottle “b” into sand mixture. Mix with a paddle-mixer, using a drill. When mixture is wet, pour FlexSet onto concrete repair and use a trowel or lute to smooth material into cracks and hand toss topping sand over repaired area for a smooth finish.
Frequently Asked Questions
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QUESTION:
Has any one used Lexington Law credit repair service?
I am trying to get some feedback if this company is worth the money.-
ANSWER:
All I know is they somehow got my e-mail address, and spammed me a lot. This was just recently. Look them up on the BBB (Better Business Bureau)But, I did find this:
Copyright 2007 The Florida Times-Union
Florida Times-Union (Jacksonville)January 27, 2007 Saturday
HEADLINE: Some call credit cleanup a rip-off;
But others say paying to fix mistakes is worth itAnyone with a credit record that bears the scars of missed payments, defaults and bankruptcy would love to turn back the clock and start over.
It’s not that easy.
Although there are reputable businesses that help consumers through the credit repair maze, state and federal agencies say they are fielding thousands of complaints from people who paid businesses to “clean up” their credit reports.
Last year, the Federal Trade Commission joined eight state law enforcement agencies — including Florida’s attorney general — in a crackdown on 20 businesses that claimed they could strike bad marks from credit reports.
The businesses typically charged several hundred dollars in advance and promised to permanently eliminate negative information from credit reports, even if the information was “accurate and timely,” according to the FTC.
In another twist, the Florida Attorney General’s Office is currently investigating a Tampa-area business on allegations it helps people hide their past by creating a new credit identity when applying for loans. The state said it is looking at whether RCA Credit Services directed customers to seek a nine-digit Employee Identification Number from the Internal Revenue Service that could be used instead of a Social Security number when applying for credit.
The civil investigation, which has reached no conclusion, is looking into whether RCA Credit reported “fictitious great credit” on the Employee Identification Number to hide the applicant’s real credit history.
A representative of RCA Credit could not be reached for comment because the company does not have a listed telephone number.
“It’s crazy what kind of things are out there that pop up,” said Bill Thompson of Family Foundation, a Jacksonville organization that provides credit counseling.
He and FTC spokesman Frank Dorman said there’s nothing a credit repair business can do for consumers that they can’t do themselves by sending letters challenging errors.
“There is absolutely no reason to pay for credit repair ever,” Dorman said.
Still, such businesses have gained clients who want to boost their credit scores.
The cost of hiring a credit repair business can be repaid many times over when a client gets a better interest rate for a loan, said Beth Smith, office manager for Nationwide Credit Services in Jacksonville.
Insurance companies also consider credit scores in determining rates and employers can check out credit scores when interviewing job applicants.
With so much at stake, Smith said people hire a credit repair company for the same reason they pay a mechanic to change the oil or a barber to cut hair.
“We can do it more efficiently,” she said.
She said her business operates within federal laws that regulate credit repairs. She said any negative information on a credit report is “fair game” for a challenge.
Under federal law, credit bureaus have 30 days to investigate whether the information is accurate. Lexington Law, one of the country’s biggest online credit repair services, compares it to a client presenting a plea of not guilty in court. If the credit bureau cannot prove the item belongs on the report, it must delete the information.
However, the reprieve might just be temporary. Even after the 30-day period passes, credit bureaus can reinstate the bad mark if further investigation determines the item is accurate, Thompson said.
CLEANING UP YOUR CREDIT
When inaccurate information gets on a credit report and drags down a credit score, it’s up to the consumer to bring the error to the credit bureau’s attention. Here are some steps to take.
— Get a free copy of your credit report by going to the government-authorized Web site www.annualcreditreport.com or calling toll-free at (877) 322-8228. You can get a free credit report from each of the three biggest credit bureaus once a year. You can request all three reports at the same time, or you can ask for a different company’s report every four months. Pay attention to other Web sites that offer “free” credit reports. The free period might just last a month and then they will automatically bill your credit card for continued report monitoring.
— If you find an error, get credit reports from all three credit bureaus — Experian, TransUnion and Equifax. Tell them what negative item you are contesting.
— If you want to use a credit repair business, avoid a company that tells you to pay for the service before they provide any assistance. Companies typically charge by the month as they do the work. Companies must tell you that you have the right to contact a credit reporting company yourself and can challenge negative information for free by doing it yourself. Avoid a company that advises you to dispute all the information in your credit report.
— Avoid a company that says it can create a new “credit identify” to hide your past.
Source: Federal Trade Commission
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QUESTION:
Anyone who knows Landlord/Tenant law in Jacksonville, FL?
The dishwasher the apartment I currently live in does not work properly. It leaves little white flecks over all my dishes and a greasy filmy residue. It isn’t hard water. The dishes come out looks like I had just poured fatty grease mixed with hard ash looking material covered on them. I’ve had maintenance out several times to address the issue, but they were unable to fix it. The last time they came out they said they weren’t sure what else to do. Now that you’ve gotten the background, my question is this; is it the landlord’s responsibility to ensure that this plumbing fixture works properly? What can I do to get them to fix it?-
ANSWER:
Florida law states:Section 83.51(1)(a)(b), F.S.
LANDLORDS MUST:
*Comply with the requirements of applicable building, housing and health codes; or*Where there are no applicable building, housing or health codes; maintain the roof, windows, screens, floors, steps, porches, exterior walls, foundations and all other structural components in good repair and capable of resisting normal forces and loads;
* Keep the plumbing in reasonably good working condition.
If your landlord fells to keep his “job” by not fixing the plumbing issues, you can give him at least a 7 day notice to fix the problem. If he fails to fix the problem, you have the right to withhold rent.
Here is a VERY helpful website:
http://www.800helpfla.com/landlord_text.htmlADDITION: There is NO WAY the landlord can evict you for withholding rent in this kind of situation. The law tells you to do so in these situations. Yes, he may take you to court, but all they will do is order you to pay the court the rental costs until everything is fixed/cleared. If you take a look at the link I provided you with, you will find all this information.
Moreover, yes, you could wash the dishes by hand; however, you rented the house with a dishwasher, and unless the lease states the dishwasher is not, the landlord is responsible for keeping EVERYTHING in working order, rather he/she likes it or not.
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